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Loan Types

There are several types of home loans and many ways to structure a mortgage. We will review your home financing options and identify what type of loan is best for your financial needs.

Tropical Leaves

Conventional

The most common type of financing. 

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Used for borrowers buying a primary, secondary or investment property. 

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First time buyers as little as 3% down payment, all others, 5% down payment.

White Chair in an Empty Room

FHA

Used for borrowers with higher debt to income ratios and lower credit profiles.

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Can be used to purchase a primary home. 

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Requires as little as 3.5% down.

Cups

VA

Used for eligible service members. 

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Can be used to purchase a primary home.

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Requires 0% down.

Vase of Flowers

USDA

Used to purchase homes in rural areas.

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Can be used to purchase a primary home. 

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Requires 0% down.

478-394-2592
Solds@affinityhomelending.com


MARIETTA OFFICE:
84 Church Street, Suite A, Marietta, Georgia 30060

Affinity Home Lending - Company NMLS 1181151
Individual NMLS - 1876928
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