top of page
HomeLoanswithSamantha
Powered by Affinity Home Lending

Conventional
The most common type of financing.
Used for borrowers buying a primary, secondary or investment property.
First time buyers as little as 3% down payment, all others, 5% down payment.

FHA
Used for borrowers with higher debt to income ratios and lower credit profiles.
Can be used to purchase a primary home.
Requires as little as 3.5% down.

VA
Used for eligible service members.
Can be used to purchase a primary home.
Requires 0% down.

USDA
Used to purchase homes in rural areas.
Can be used to purchase a primary home.
Requires 0% down.
bottom of page